[Dec 13, 2025] Genuine Maryland-Real-Estate-Salesperson Exam Dumps New 2025 Real Estate Pratice Exam
New 2025 Realistic Maryland-Real-Estate-Salesperson Dumps Test Engine Exam Questions in here
NEW QUESTION # 114
What formula would you use to calculate the total amount a seller needs to receive after paying a commission to the real estate agent?
- A. Sales price ÷ (100% - commission rate)
- B. Sales price × (100% - commission rate)
- C. Sales price - (100% - commission rate)
- D. (Net amount + mortgage or other expenses) ÷ (100% - commission rate)
Answer: B
Explanation:
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
The net to seller calculation determines how much the seller will receive after the broker's commission and other costs are deducted from the sales price.
The correct formula is:
Net to Seller = Sales Price × (100% - Commission Rate)
For example, if a home sells for $300,000 and the commission rate is 6%, the seller's net before other expenses is:
$300,000 × (100% - 6%) = $300,000 × 94% = $282,000.
This formula is a required competency under the Math for Real Estate and Practical Applications unit of the Maryland pre-licensing course.
NEW QUESTION # 115
Why would a buyer want to know whether any additions or alterations were made to a property?
- A. So the buyer can decide whether a price reduction is in order
- B. So the buyer can remove these items prior to closing
- C. So the buyer can use the same contractor for additional additions and alterations
- D. So the buyer can determine if permits were pulled
Answer: D
Explanation:
In Maryland, buyers have the right to receive full disclosure of any additions, alterations, or improvements made to a property. This is crucial because such modifications may have required building permits and inspections under state and local building codes.
A buyer wants to know whether permits were obtained to ensure that:
The work was done legally and safely,
It meets local code requirements, and
There are no future liability or resale issues.
Unpermitted work can lead to enforcement actions or costly repairs. The Maryland Property Disclosure and Disclaimer Statement (per Real Property 10-702) requires sellers to disclose known material defects or improvements.
Reference:
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Environmental Issues and Disclosures" Module Maryland Real Property Article 10-702 - Residential Property Disclosure and Disclaimer Requirements.
NEW QUESTION # 116
Kip is a sub-agent working with a buyer customer, Charlie, for Sheila's listing of May's property. To whom does Kip owe his loyalty?
- A. Sheila and May
- B. May
- C. Sheila and Charlie
- D. Charlie
Answer: B
Explanation:
In a sub-agency relationship, the cooperating licensee (sub-agent) works with a buyer but represents the seller, not the buyer.
Kip, as a sub-agent, owes fiduciary duties of loyalty, obedience, confidentiality, and disclosure to the seller (May), the same client represented by Sheila, the listing agent.
The buyer, Charlie, is treated as a customer, not a client, meaning no fiduciary obligations exist beyond honesty and fair dealing.
This principle is covered in Maryland's Law of Agency and Brokerage Operations modules.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Agency Relationships and Sub-Agency sections.
- Business Occupations and Professions Article 17-530 - 17-534.
NEW QUESTION # 117
Which of these is an example of a lot-and-block description?
- A. Lot 6 of Block 3 of the East Subdivision plat as recorded in Map Book 18, Page 11 at the Recorder of Deeds
- B. 123 Roanoke Street Any Town, ST 98765
- C. S ½ SE ¼ NW ¼ Section 2 ...
- D. "Beginning at the iron pin 30 paces from the center of the brook that runs across the road southwesterly from the dwelling ..."
Answer: A
Explanation:
Comprehensive and Detailed
A lot-and-block legal description identifies land within a recorded subdivision plat, referencing a specific lot number, block number, map book, and page filed with the county recorder. It's the most common method for urban and suburban properties in Maryland.
Choices B and D represent metes-and-bounds and rectangular survey systems, respectively; A is simply a street address.
NEW QUESTION # 118
Which of the following is an action that real estate licensees may take without practicing law illegally?
- A. Write addenda that cover unfamiliar or unusual circumstances.
- B. Interpret legal consequences of specific actions.
- C. Create their own real estate forms.
- D. Use existing forms that an attorney has reviewed.
Answer: D
Explanation:
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
Maryland licensees may use pre-approved or attorney-drafted forms in the course of their duties.
However, they may not draft legal documents or interpret legal implications, as doing so constitutes unauthorized practice of law.
The Maryland Real Estate Commission (MREC) allows licensees to fill in the blanks of standard forms approved by the Maryland Association of REALTORS® (MAR) or by legal counsel, but all legal interpretations must be referred to an attorney.
Reference:
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Maryland License Law and Professional Conduct" Module Md. Business Occupations and Professions Article §17-322(b)(11) - Unauthorized Practice of Law.
NEW QUESTION # 119
Shelly buys Mark's house, which is still in an option period with Monique. Monique decides to exercise her option after Shelly moves in. What will happen?
- A. Nothing will happen, as long as Shelly has a fully executed sales contract with Mark.
- B. Shelly and Mark must form a new option agreement.
- C. Mark will have to refund Monique's option fee.
- D. Shelly will have to sell the house to Monique.
Answer: D
Explanation:
An option contract gives the optionee (Monique) the exclusive right to purchase a property within a specified period and under specific terms, but not the obligation to do so.
When properly executed and supported by consideration (the option fee), the option is a binding contract on the property owner (Mark) and any subsequent owners who take title with constructive notice of the existing option.
Therefore, when Monique exercises her valid option within the option period, Shelly must honor it-the property must be sold to Monique under the agreed terms.
Reference:
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Real Estate Contracts" Module Maryland Contract Law Principles - Option Contracts and Specific Performance.
NEW QUESTION # 120
Which of the following is true about USDA loans?
- A. Loan terms may be as long as 38 years.
- B. They mirror the requirements for conventional loans.
- C. They're for rural housing loans only.
- D. They're for farm loans only.
Answer: A
Explanation:
The U.S. Department of Agriculture (USDA) Rural Development Loan Program provides financing for low- to moderate-income borrowers in rural areas.
The Maryland course teaches that Section 502 Direct Loans may offer repayment terms of up to 38 years, depending on borrower income and property location.
These loans are designed to promote homeownership in eligible rural communities and may include payment assistance or subsidies to reduce monthly payments.
Reference: Maryland 60-Hour Principles and Practices - "Real Estate Financing" module; USDA Rural Development Loan Program, Section 502 Direct Loan Guidelines.
NEW QUESTION # 121
Where should a licensee typically verify the latest regulations and updates regarding real estate practices?
- A. On the Real Estate Commission's website
- B. With a co-worker of the licensee
- C. With the licensee themselves
- D. With the supervising brokerage
Answer: A
Explanation:
A complaint against a real estate licensee in Maryland must be filed with the Maryland Real Estate Commission (MREC).
The complaint can be submitted online via the Commission's official website or by mail using the form provided by the MREC.
The Commission investigates alleged violations of the Real Estate Brokers Act, including misconduct, ethical breaches, or failure to comply with license law.
Complaints are not handled by the brokerage or individual agents.
Reference: Maryland 60-Hour Principles and Practices - "Maryland License Law and Regulations"; Maryland Business Occupations and Professions Article 17-322 - Disciplinary Actions.
NEW QUESTION # 122
A buyer can submit the earnest-money deposit in the form of _______.
- A. Verbal assurance
- B. A promissory note
- C. A post-dated check
- D. A personal check
Answer: D
Explanation:
Maryland license law allows the earnest-money deposit (good-faith deposit) to be paid in cash, certified funds, or personal check, provided the terms are disclosed in the sales contract. A post-dated check or promissory note is not considered "good funds" unless all parties agree in writing. Verbal assurances never satisfy the deposit requirement. The broker must promptly deposit the funds in a designated trust (escrow) account.
Reference:Maryland 60-Hour Course - "Real Estate Contracts" and "Brokerage Operations" modules; COMAR 09.11.02.19 (Escrow Accounts and Trust Money).
NEW QUESTION # 123
In a real estate transaction, who does a licensee represent?
- A. A principal or customer
- B. A customer
- C. A client
- D. A client or customer
Answer: C
Explanation:
Under Maryland agency law, a real estate licensee represents a client-the party with whom the licensee has an express, written brokerage agreement. A customer is an unrepresented party who may receive ministerial acts and required disclosures but is not owed fiduciary duties of representation. Who pays compensation does not determine representation; the written agreement does.
References: Maryland Business Occupations and Professions Article, Title 17 (agency and brokerage agreements); COMAR 09.11.02 (agency disclosures and written agreements); Maryland 60-Hour Course - Maryland Agency Law module (client vs. customer; fiduciary duties only to clients).
NEW QUESTION # 124
James creates a trust to hold a piece of real estate he owns. He directs a corporate fiduciary to hold title to the real estate and provides instructions for the management, control, and disposition of the real estate upon his death. Given that the trust only holds real estate, James likely set up a(n) ________ trust.
- A. Land
- B. Testamentary
- C. Assignable
- D. Tertiary
Answer: A
Explanation:
Comprehensive and Detailed Explanation From Exact Extract of Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course:
A land trust is a type of living trust in which real property is the only asset placed into the trust.
Under a land trust, the trustee (fiduciary) holds legal title to the property, while the beneficiary retains the rights to control, manage, and receive income or proceeds from the property.
The Maryland pre-licensing course explains that land trusts are commonly used for privacy, estate planning, and avoiding probate, since the property is owned and transferred through the trust rather than by individual deed.
Reference:
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Forms of Real Estate Ownership" Module Maryland Trust Act (Estates and Trusts Article, Title 14.5 - Trusts).
NEW QUESTION # 125
What responsibility do licensees have regarding household lead hazards?
- A. Making sure their sellers know how to hide the presence of lead-based paint
- B. Disclosing that there's lead-based paint to a buyer, even when they don't know for sure it's there
- C. Making sure all lead is removed, even if they have to personally remove it
- D. Disclosing that there's lead-based paint to a buyer when they know about it
Answer: D
Explanation:
For pre-1978 residential properties, federal law (Title X) requires disclosure of any known lead-based paint or hazards, provision of the EPA pamphlet, and a 10-day inspection opportunity (unless waived).
Licensees must ensure required disclosure forms are completed and disclose known material facts, but they must not state lead exists if they do not actually know. Licensees are not responsible for abatement and must never assist in concealing hazards.
References: Maryland 60-Hour Course: "Environmental Issues and Disclosures" (lead-based paint disclosures, pamphlet, inspection period; duty to disclose known material facts).
NEW QUESTION # 126
Radon has natural origins and is a colorless, odorless, radioactive gas that's released when ______ decays.
- A. Kryptonite
- B. Radonite
- C. Uranium
- D. Lead
Answer: C
Explanation:
In the Environmental Issues and Disclosures section, the course teaches that radon is a naturally occurring, colorless, odorless, radioactive gas that results from the decay of uranium in soil, rock, and water. Radon can migrate into buildings through foundation cracks and openings and accumulate to levels that pose health risks. Licensees must understand radon basics, testing options, mitigation methods, and disclosure responsibilities in transactions.
References: Maryland 60-Hour Principles and Practices of Real Estate (Salesperson) - Environmental Issues and Disclosures: Radon (nature, sources, health risks, testing, mitigation, disclosure).
NEW QUESTION # 127
Which of these statements about cooperating with other licensees is true?
- A. Licensees must compensate other licensees.
- B. Licensees must cooperate with and compensate other licensees, even if it's not in their client's best interest.
- C. Licensees must cooperate with other licensees, even if it is not in their client's best interest.
- D. Licensees must cooperate with other licensees when it is in the interest of their client, and share the commission on a previously agreed-upon basis.
Answer: D
Explanation:
Under Maryland license law and the Maryland Code of Ethics (COMAR 09.11.02.33), licensees are expected to cooperate with other licensees when doing so serves their client's best interest. Cooperation often involves sharing information or coordinating showings, but does not require compensation unless there is a written agreement specifying how commissions will be shared. The client's interest always takes priority over cooperative obligations.
Reference:Maryland 60-Hour Principles and Practices Course - "Real Estate Brokerage Operations" Module; COMAR 09.11.02.33C (Cooperation with Other Licensees); Maryland Business Occupations and Professions17-322.
NEW QUESTION # 128
Who is typically responsible for paying the commission to a listing agent in a real estate transaction?
- A. The buyer and the seller
- B. The seller
- C. The buyer
- D. The buyer and the licensee
Answer: B
Explanation:
In Maryland, agency exists when a licensee represents a client under a brokerage agreement. If the seller has a written listing agreement with a broker, the seller is the client.
An unrepresented buyer is considered a customer, not a client. The licensee owes customers limited duties- honesty, fair dealing, and disclosure of material facts-but does not owe fiduciary duties such as loyalty, confidentiality, or obedience.
Therefore, in this case, the seller is the only client.
Reference: Maryland 60-Hour Principles and Practices - "Law of Agency" module; Maryland Business Occupations and Professions Article 17-530-17-532.
NEW QUESTION # 129
What's the purpose of a home inspection?
- A. To determine whether the purchase price reflects the property's value
- B. To help licensees uncover red flags
- C. To get a true picture of a property's condition
- D. To determine a listing price for the property
Answer: C
Explanation:
A home inspection is a professional, non-invasive evaluation of the property's physical condition (systems and components) to inform buyers about defects and needed repairs. It is not an appraisal (value) and doesn' t set list price; while it can reveal "red flags," its primary purpose is to provide the buyer an accurate picture of condition to inform negotiations and contingency decisions.
References: Maryland 60-Hour Course: "Real Estate Contracts" (inspection contingencies; inspection vs.
appraisal); "Environmental Issues and Disclosures" (property condition considerations).
NEW QUESTION # 130
Uh-oh. You failed to present an offer on behalf of your client in a timely manner. As a result, the seller accepted a lower offer from another buyer. For which of the following could your buyer sue you?
- A. Fraud
- B. Puffing
- C. Misrepresentation
- D. Negligence
Answer: D
Explanation:
In Maryland, a licensee owes clients fiduciary duties that include reasonable skill and care, loyalty, obedience to lawful instructions, disclosure, confidentiality, accounting, and prompt presentation of all written offers. Failing to present an offer promptly breaches the duty of reasonable care and the professional standard of practice and is treated as negligence (a failure to exercise the care a reasonably prudent licensee would exercise under similar circumstances). This is distinct from:
* Fraud (intentional deception),
* Misrepresentation (false statement or omission of material fact),
* Puffing (non-factual opinion or sales talk).
Because the buyer's financial harm flowed from the licensee's carelessness (delay), the appropriate theory is negligence.
References (Maryland Sources / Pre-Licensing Core Content):
* Maryland Business Occupations and Professions Article, Title 17 (Real Estate Brokers Act) - duties to clients; grounds for discipline for incompetence or negligence.
* COMAR 09.11.02 (MREC Code of Ethics) - obligation to promptly present all written offers and perform with reasonable skill and care.
* Maryland 60-Hour Pre-Licensing Course: "Real Estate Brokerage and the Law of Agency" (fiduciary duties; standards of care; prompt presentation of offers).
NEW QUESTION # 131
Why are legal descriptions required in real estate contracts?
- A. To establish the legal boundaries for future construction on the property
- B. To ensure the piece of property can be clearly identified from all other properties
- C. To guarantee the buyer is receiving the exact property they believe they are purchasing
- D. To calculate the exact property taxes owed by the new owner
Answer: B
Explanation:
A legal description uniquely identifies a parcel of real estate so it can be distinguished from every other property.
In Maryland, contracts and deeds must contain a valid legal description, such as:
Metes and bounds,
Lot and block, or
Rectangular survey (government survey).This ensures the transfer is legally enforceable and leaves no ambiguity about what property is being conveyed.Without a legal description, a real estate contract or deed may be deemed invalid or unenforceable in court.
Reference:
Maryland 60-Hour Principles and Practices of Real Estate Pre-Licensing Course - "Real Property and the Law" Module Maryland Real Property Article 3-101 - Formal Requisites of Instruments of Conveyance.
NEW QUESTION # 132
Homeowners can take several actions related to pest infestations, but which of the following actions should be left to licensed pest management professionals?
- A. Installing a vapor barrier
- B. Applying pesticides
- C. Removing moisture from the home
- D. Looking for signs of an infestation
Answer: B
Explanation:
The course's Environmental Issues content explains that while owners can perform basic prevention (reducing moisture, sealing entry points, monitoring for signs, installing vapor barriers), the application of many pesticides-particularly restricted-use pesticides and termite treatments-must be performed by properly licensed pest management professionals due to health, safety, and regulatory requirements. Real estate professionals should know when to recommend qualified, licensed contractors for inspections and treatment and understand disclosure duties regarding known infestations and prior treatments.
References: Maryland 60-Hour Principles and Practices of Real Estate - Environmental Issues and Disclosures: wood-destroying insects, inspections, treatment, licensing considerations, and disclosure obligations.
NEW QUESTION # 133
Assume you are a licensee in Maryland who has recently entered into an agreement with a seller to represent their interests in a real estate transaction. At what point are you required to provide a potential buyer with the agency disclosure notice?
- A. After the seller accepts the buyer's offer
- B. When the buyer asks you to represent them as well
- C. After the buyer deposits the earnest money in escrow
- D. At your first scheduled face-to-face meeting with the buyer about the seller's property
Answer: D
Explanation:
Maryland law requires that a licensee acting as a seller's agent must provide any unrepresented buyer with the
"Understanding Whom Real Estate Agents Represent" disclosure at the first scheduled face-to-face meeting about a specific property.
The purpose is to ensure that consumers understand who represents whom before discussing confidential or motivational information.
This rule is clearly detailed in the Maryland Agency Law module of the pre-licensing course.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Maryland Agency Law section.
- Business Occupations and Professions Article 17-530 through 17-534.
- COMAR 09.11.07.01 - Agency Disclosure Requirements.
NEW QUESTION # 134
Which document is provided to borrowers at least three days prior to closing and provides disclosures about the costs of the transaction?
- A. The Mortgage Servicing Transfer Disclosure
- B. Closing Disclosure
- C. Escrow closing notice
- D. Loan Estimate
Answer: B
Explanation:
The Closing Disclosure (CD) is a federally required document under the TILA-RESPA Integrated Disclosure Rule (TRID).
It must be provided to the borrower at least three business days prior to closing and itemizes loan terms, fees, and total closing costs.
The Loan Estimate (LE) is given earlier in the process-within three business days of loan application-while the Closing Disclosure confirms final figures.
Maryland licensees must understand both forms as part of the Closing and Settlement Procedures portion of their coursework.
Reference (Maryland Source):
- Maryland 60-Hour Principles and Practices Course, Closing Procedures and Federal Disclosure Requirements section.
- TILA-RESPA Integrated Disclosure Rule (TRID), 12 C.F.R. 1026.19(f).
NEW QUESTION # 135
What's a certified opinion or estimate of value of a particular property as of a particular date?
- A. Assessment
- B. Inspection
- C. Appraisal
- D. Evaluation
Answer: C
Explanation:
An appraisal is a professionally developed opinion of value for a specific property as of a specific effective date, performed in accordance with USPAP (Uniform Standards of Professional Appraisal Practice) and, when required (e.g., federally related transactions), by a state-licensed or state-certified appraiser.
* An assessment is the value assigned by a taxing authority for property tax purposes.
* An evaluation may be an estimate of value that does not necessarily comply with USPAP or require a state-licensed appraiser (often for certain banking purposes where an appraisal is not required).
* An inspection is an examination of a property's condition, not an opinion of value.
References (Maryland/Federal Sources / Pre-Licensing Core Content):
* USPAP (definition of appraisal; effective date of value).
* Maryland Business Occupations and Professions, Title 16 (Real Estate Appraisers) - licensure
/certification framework.
* FIRREA Title XI (federally related transactions require state-licensed/certified appraisers).
* Maryland 60-Hour Pre-Licensing Course: "Real Estate Appraisal and Valuation" (definitions; scope; USPAP).
NEW QUESTION # 136
How does the income from property taxes benefit the community?
- A. It's used to build new shopping malls.
- B. It's used to fund essential services and public works.
- C. It's used to determine property tax increases.
- D. It's used to build high-end housing.
Answer: B
Explanation:
Property taxes collected by local jurisdictions in Maryland support essential public services such as schools, police and fire departments, infrastructure maintenance, libraries, and sanitation. The revenue forms the primary funding source for county and municipal budgets. These taxes do not automatically determine future tax rates; rather, they sustain ongoing community operations and improvements.
Reference:Maryland 60-Hour Course - "Land Use Controls and Property Development" topic; Maryland Tax- Property Article 6-201 and Local Government Finance Overview.
NEW QUESTION # 137
How large is an acre?
- A. 43,560 feet
- B. 43,560 square feet
- C. 5,480 square feet
- D. 10,000 square meters
Answer: B
Explanation:
In the "Math for Real Estate and Practical Applications" portion, area and measurement conversions are foundational. An acre is defined as 43,560 square feet. Option B ("43,560 feet") is incorrect because it omits the necessary square unit. The course emphasizes accurate units and conversions for calculations involving land area, price-per-square-foot/acre, and legal descriptions.
References (Course Outline/Study Topics): Maryland 60-Hour Principles and Practices of Real Estate -
"Math for Real Estate" (Area/acre conversions; unit accuracy).
NEW QUESTION # 138
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